The following information is usually required during the loan process:

• Fully completed mortgage application
• Accepted offer to purchase & all addenda signed by buyer(s) & seller(s), if applicable
• Two current payroll check stubs
• Previous two year's W-2 statements
• Complete checking & savings account statements for the last two months
• If self employed, your complete tax returns for the past two years both personal and business
• Most current & complete statements for IRA, 401(k), or other investments
• Divorce or bankruptcy papers
• Landlord names and addresses for prior two years, if applicable
• VA certificate of eligibility, if applicable
• If consolidating debt, loan data such as account numbers, contact info, etc

If you currently own Real Estate:

• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)
• Copy of owner's title insurance policy or original abstract
• Most recent property tax statement
• Date of home purchase or last refinance