The following information is usually required during the loan process:
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Fully completed mortgage application
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Accepted offer to purchase & all addenda signed by buyer(s) & seller(s), if applicable
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Two current payroll check stubs
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Previous two year's W-2 statements
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Complete checking & savings account statements for the last two months
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If self employed, your complete tax returns for the past two years both personal and business
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Most current & complete statements for IRA, 401(k), or other investments
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Divorce or bankruptcy papers
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Landlord names and addresses for prior two years, if applicable
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VA certificate of eligibility, if applicable
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If consolidating debt, loan data such as account numbers, contact info, etc
If you currently own Real Estate:
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Mortgage account information
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Home insurance policy information
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Home equity account information (if applicable)
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Copy of owner's title insurance policy or original abstract
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Most recent property tax statement
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Date of home purchase or last refinance
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